Welcome to Partners Papers 12...
Thank you so much for the amazing amount of feedback we received from the last ‘’Trauma’’ themed edition of Partners Papers, and congratulations to the lucky winners of the 10 IPADs.Issue 12 - November 2017
Reece was a fit, healthy young guy with a busy life and a young family. He had an active, physical job as a builder and was a keen sportsman - a yachtsman, cyclist and runner who had recently completed his first marathon. At 38, life was good.Issue 12 - November 2017
How are premiums made?
Have you ever wondered how premiums are calculated? Have you ever noticed that your spouse, partner or children have different premiums for similar or identical cover? Let’s try to make sense of the dollars and cents!Issue 12 - November 2017
HELP! I need to get my premiums down!
We’ve all been there – something unexpected happens and suddenly your budget starts looking a bit too tight for comfort. What can you cut down on?Issue 12 - November 2017
Comparing Apples & Oranges
As you have read, there are quite a number of changes that can be made to benefits to make the overall premium you pay cheaper.Issue 12 - November 2017
A Delicate Balance - When Life changes so do Insurance Premiums
You have read how Insurers set the premiums that you pay for your cover based on actuarial calculations. While you may be expecting these premiums to only increase with your age over time, every so often your insurer may also need to adjust their underlying insurance rates, which form the basis of the premiums you pay.Issue 12 - November 2017
Welcome to Partners Papers 11 - A Very Special Announcement...
The Partners Life team is incredibly proud that our founder, managing director, leader, mentor and friend,
Naomi Ballantyne has been awarded an Officer of the New Zealand Order of Merit in the 2017 New Year’s Honours list.
The birth, present & future of Trauma Cover
Long before Trauma Cover came into the world, there existed only Life Insurance. The concept of Life Insurance isn’t just old, it’s ancient!Issue 11 - May 2017
It was just a routine check-up...
The first thing that strikes you when Ali Aliev walks into the room is how he looks. Ali stands tall and straight, the navy hounds tooth suit he is wearing is stylish and well fitting, and he looks very young – which he is at just 24 years of age. But the thing that is most surprising is how healthy and vibrant Ali looks despite the fading scar across the front of his throat.Issue 11 - May 2017
Trauma Cover improvements over the years...
These benefit improvements apply to all clients courtesy of our guaranteed upgrade feature:Issue 11 - May 2017